Usury Threshold Rates Updated for Q2 2026: What It Means for Loans and Mortgages

Modern Life News » Usury Threshold Rates Updated for Q2 2026: What It Means for Loans and Mortgages
Preview Usury Threshold Rates Updated for Q2 2026: What It Means for Loans and Mortgages

The Ministry of Economy and Finance (MEF) has officially updated the usury threshold rates for the second quarter of 2026. These revisions will directly affect loans, mortgages, and various other forms of financing. The new provisions are detailed in decree prot. 16420, dated March 27, 2026, which establishes the precise limits beyond which applied interest rates are legally considered usurious.